Just like Cashapp and other money transfer apps, A sender can request a certain amount from the recipient they wish to receive the amount from.
And just like other money transfer applications, Venmo gives you the option to decline a payment request.
Many consumers of this service wanted to know if you will be notified if someone declines a request sent via Venmo? The answer to that question is yes.
Does Venmo Notify If You Cancel a Request?
Yes. If you decline a Venmo request, the other person will be notified immediately. Although most users won’t get advised on Venmo that you denied their payment request, they will still get an email to their attached account declaring what happened.
Therefore, they’ll eventually find out that you declined to pay what was owed, and they’ll be waiting for a reasonable explanation of why the request was refused.
By the way, they don’t even have to read the email in its entirety to find out you didn’t pay the amount requested. If a declined recipient pays close attention to your profile, they’ll be able to determine the reason for the decline.
Your account leaves a paper trail that eventually leads back to you. So, if you decline a Venmo, you must be prepared to give an explanation of why the request was rejected so that the other person won’t feel sideswiped.
Can People See When You Decline Venmo Requests?
When canceling a Venmo request or declining to pay the money back in any way, many people get a funny feeling in the pit of their guts. There is always a sense of wondering if someone can see when you decline a Venmo request.
To answer that question in a nutshell, yes. People can see when you decline a Venmo request. If you cancel a request, the recipient will be able to see if someone declines a payment by logging in to their Venmo account and checking the status of their payments.
One column that shows up when looking at your payment history is “declined.” The Venmo service acts just like any other payment service. If there were a declining amount, the account would show the request was denied.
When using this service, you have to consider that this process is similar if you have a stored payment method on file for a particular company and that payment was declined.
The company that requested the amount and proceeded to draft the money from your stored payment method will get a notification that the payment was not successful. The only difference in this scenario is that you are voluntarily declining a request.
In that case of using your stored payment method on file for a subscription and the payment being declined may be due to you not enabling transactions through your card’s account. But, that is for another discussion.
To move on further, if you think that a person has gone on a cancellation spree and has been declining requests left and right, you can always look through their history and see if they have been declining payment requests from other people.
One of the common reasons someone would decline a request is that they don’t want to pay back the other person. They may be giving out the impression that they will pay, but in all actuality, they don’t have the funds to do so.
What Happens When You Decline a Venmo Request
Once you decline a Venmo request, the requester will receive an email notification of the event. They can also get a Venmo alert if they change their notification settings.
After the request is declined, your history of the decline will be visible for the requester to see. The requester will be able to see the decline history in their account settings and the email that will be sent to them once the decline has occurred.
When you decline a request, that information would be automatically documented in the system along with other declined requests from family, friends or collectors.
When you decline a Venmo request and the other person is notified, another instance that would happen would be a conversation between you and the requester. The discussion would pertain to your reasons for declining the request. And if you are not able to pay them on Venmo, they may ask for an alternate form of payment.
So, along with your decline information documented in the Venmo system and being kept on record for the requester, you may have to have an alibi in case the requester contacts you.
How to Know If Someone Declined Your Venmo Request
This is a ubiquitous question, especially if you have recently sent out a request for money. One way to find out if someone declines your request is to see if the Venmo app or website has been updated to reflect this change. If it has and the payment request is declined, you will know immediately.
You could also tell if someone declines your payment request in other ways as well. For example, if you see that the other person has requested and declined payment from Venmo multiple times, then you know that they only use Venmo as a means to get money from their friends rather than for purchases.
If you are the person who requested the amount, you will see if someone declines a payment request by logging in to your Venmo account and checking the status of your payments. One of the columns that show up when looking at your payment history is “declined.”
How to Decline Someone’s Venmo Request Without Them Knowing
Unfortunately, no one cannot decline a Venmo payment sent to you as Venmo doesn’t offer a way to decline payments. The person you sent the payment to has no option to reject the payment received. Venmo to Venmo payments are instant and can’t be canceled. You can only send it back to the person.
The reason why you cannot decline a Venmo payment is that once the sender hits the send button, Venmo makes a request on their behalf to retract the sum of money from their balance and send it to that person. Therefore, the recipient is the only person who has the upper hand. However, there are some alternatives to follow to reject or decline a Venmo request.
One way to decline someone’s Venmo request without them knowing is by adjusting your privacy settings.
Before pressing the “Pay” button, you might want to make a quick adjustment to adjust your privacy settings. Since Venmo works like social media, all your transactions can or can’t be seen by the public and your friends, depending on which settings you choose to use while using the service.
Below the Request and Payment buttons, you’ll find the private button. The private option will have three selections:
*Private, which means that the transaction will be visible only to you and the recipient.
*Friends, meaning that no one will see the transaction besides your friends on Venmo.
*Public, an option that will make the transaction visible on the global feed on the app.
Another option that you can utilize when rejecting a request is to reach out to Venmo support simply.
Although there is little that can be done from your end, customer support representatives with Venmo may be able to assist you with rejecting the payment amount that was requested from you.
For this option, you are not directly communicating with the recipient that is requesting the money. You are reaching out to a third party to resolve your inquiry.
The final method that you can utilize when rejecting a request without the other person knowing is to not accept (pay) or decline the request. The same way that you can ghost someone’s text messages is the same method that you can use when someone has requested a payment from you.
Although ghosting is something that is not highly recommended, since the money that is requested from you is an obligation to take care of immediately, if you are not able to take care of the payment, it is better to let the request sit there.
Letting the payment sit there will give the impression that you no longer have access to the services from Venmo. If you proceed with neither declining nor accepting the request, the prior requests that you have refused must not be as recent as the current request you are declining.
What Does Declining A Request on Venmo Do
As it was stated, once you decline a Venmo request, the recipient will receive a notification, hands down.
Even if you have requested money from someone and the person has declined the request, it would not be possible for you to decline their payment since they sent out the offer. If you are the one who has offered payments and have been declined, your financial institution may decline the payment, but Venmo will not.
Since Venmo gives you the option to take care of bills, let’s touch on a topic about one particular bill obligation, which is making rental payments.
For people who use Venmo to take care of their rent payments and they have their payments linked to their chosen credit bureaus (Equifax, Transunion, Experian, etc.), it is essential to take into consideration that once you reject the request, the information would be documented by a rental agency and the credit bureaus would be notified of your failed payment. This is something that may affect your credit score, causing your credit score to deplete.
Routine use of this service does not affect your credit score, as transferring money or rejecting a request does not directly affect your credit report when using Venmo. However, there are individuals who have their rental payments connected to their credit reports.
So, if you are using Venmo for making your rental payments, be aware that your information will be documented by the rental company and forward it to the credit bureaus if you have your payments connected to your credit reports.
Overall, when you decline a payment request on Venmo, if the request comes from a friend, family member, or debt collector, declining the request will put a damper on your rapport that was built with the recipient requesting the funds.
Although there is little that happens on Venmo once a request is declined, there is still something to consider, especially if you have payments connected to third-party resources. And these third-party resources may have a say-so when it comes to reporting your payment history.
Conclusion
It is possible that someone might decline a request because they know their account is getting low. Meaning that Venmo’s balance has been getting smaller, and if you were to send them money, they would have no money left at all, and it would not be possible for them to make any purchases with the money they have left in their account.
With canceling a payment request, remember it is significant for both parties to have a line of communication of why their request was declined.
So to add to the valuable information presented, to avoid awkward conversations about a declined Venmo request, keep the lines of communication open so the connection you share with the other person won’t decline as well. Just a word of advice to regard before tapping the “Decline” button.